Costs & Payment
What Treatment Costs, Honestly
There is no single price for residential treatment, and any website that quotes you one without knowing your situation is guessing. What treatment at Magnolia Belle costs depends on the level of care you need, how long you stay, and how your insurance plan — if you have one — covers women’s residential care.
What we can promise is a straight answer. Call our admissions team, and after a free, confidential benefits verification you will know exactly what your plan covers and what, if anything, you would be responsible for paying — in plain language and without a sales pitch.
Ways to Pay for Treatment
Insurance
Yes, most major insurance plans cover all or part of the cost of treatment at Magnolia Belle. We accept Aetna, BlueCross BlueShield, Cigna, United Healthcare, Anthem, UMR, and others. Our admissions team can verify your specific benefits at no cost and with no obligation. Private pay options are also available.
The Mental Health Parity and Addiction Equity Act requires most insurance plans to cover substance use disorder treatment at the same level as other medical conditions. The specifics depend on your individual plan, which is exactly what our verification process determines.
Private Pay
Private pay options are available, and our admissions team can help you understand what financial pathways exist for your situation. Cost should not be the reason a woman does not get the care she needs.
If you plan to pay privately, our admissions team will walk you through the full cost of your recommended length of stay before you commit to anything, so there are no surprises after admission.
Out-of-Network Benefits
Many insurance plans include out-of-network benefits that can cover part of the cost of residential treatment even when a program is not in the plan’s network. Whether your plan includes them, what share of costs they cover, and what deductible applies are all questions your specific policy answers — and all things our admissions team checks for you during verification, so you never have to interpret an insurance document alone.
Single-Case Agreements
A single-case agreement is an arrangement an insurance plan can make with a specific treatment program for a specific admission — typically when the plan’s own network does not include a program that fits the clinical need, such as a women-only residential setting. Whether a single-case agreement is possible depends entirely on your plan and your clinical situation; if it may apply to you, our admissions team will tell you so during verification and explain what the process with your insurer would look like.
What You Will Know Before You Decide
Before you make any commitment, our admissions team will have told you, clearly and specifically:
- What your plan covers, including inpatient treatment, detox, and any applicable deductibles or out-of-pocket costs
- What, if anything, you would be responsible for paying
- What payment pathways exist for your situation if you are uninsured or underinsured
Verifying your benefits is simply gathering information. It does not obligate you to enroll, does not trigger any communication to your employer, and does not affect your coverage in any way.
Plans we work with include Aetna, BlueCross BlueShield, Cigna, United Healthcare, Anthem, UMR, and others.
Cost Should Not Be the Barrier
Cost should not be the reason a woman does not get the care she needs. Call (225) 314-8938 and let our admissions team find the pathway that works for your situation.